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Financial advice, banking products and special offers to help you start your new life with confidence
One of the first things you’ll need to become established financially is a banking partner you can trust. That’s where we can help. We’ve put together a tailored package of banking products and services to provide you with everything you need to manage your finances effectively today and in the future.
The RBC Welcome to Canada package includes a suite of products and services that are tailored to newcomers and may include the following:
For newcomers who have been in Canada less than one year, the RBC Signature No Limit Banking® account† offers great value and convenience. This account offers unlimited banking transactions, three non-RBC ATM transaction1 fees refunded per month2, a $35 annual fee rebate for the primary or co-applicant3 on an eligible Visa* card4, two free e-mail money transfers per month2, 12 bank drafts and/or money orders per year5, free personalized cheques and much more, for a flat monthly fee. Plus, with free Online Banking, you can access your banking accounts any time.
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Special savings: If you’ve been in Canada for less than one year, we’ll waive the monthly fees for up to six months when you open an RBC Signature No Limit Banking account. That’s a savings of $83.70. |
An RBC Royal Bank® Visa* secured card is a safe and convenient way to make purchases, and it also helps you build a credit history in Canada. One of our most popular cards, the RBC Royal Bank Visa Classic II card†6, is available with the secured card option. The RBC Visa Classic II card provides you the security of an RBC Royal Bank Visa card plus automatic enrolment in the RBC Rewards®† program, for a low annual fee of $35. With enrolment in RBC Rewards, you will earn one RBC Rewards point for every dollar you spend on purchases** with your card, that you can redeem for an outstanding variety of rewards^ – from travel and merchandise to gift certificates/cards and more.
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Special savings: When you open an RBC Signature No Limit Banking Account, we’ll waive the annual fee on this card for the primary cardholder7. That’s a savings of $35. |
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Learn more about our secured cards |
A safe deposit box† will allow you to keep important documents, jewelry and other family valuables safe from harm. We’ll give you one year’s free rental of a small safe deposit box8 at an RBC branch.
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Special savings: When you open an RBC Signature No Limit Banking Account, we’ll waive the annual fee on a small safe deposit box. That’s a savings of $40. |
Start earning interest now by investing your money in a Non-Redeemable RBC Royal Bank Guaranteed Investment Certificate (GIC)†
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Special savings: When you open a Non-Redeemable RBC Royal Bank Guaranteed Investment Certificate (GIC)† with a term of one year or more earn a bonus interest rate of 0.50%9 |
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A free guidebook to help you get settled
As you settle into your new life, you may find you have lots of questions. That’s why we’ve created the RBC® advice guidebook called “Understanding Banking in Canada”, for newcomers. It's full of useful information to help you become financially established so you can create the future you want for yourself and your family.
Simply come into any RBC branch to take advantage of the RBC Welcome to Canada package and this exclusive advice guide is yours free!
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We speak your language
Feel confident in your banking decisions, today and in the future. To learn more about banking at RBC, contact us:
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By phone: If you need financial advice and wish to speak to someone in your own language we can help. For service in 150 languages please call us at 1-800-769-2511, or talk to our Mandarin/Cantonese-speaking representatives at 1-888-769-2598. |
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In person: Visit any RBC branch. |
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Call us collect at 1-506-864-2275 from outside North America. |
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® Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
* Visa and PLUS System are registered trademarks of Visa International Service Association. Royal Bank of Canada is a licensed user of these trademarks. All other trademarks are the property of their respective owners.
** RBC Rewards points are earned on purchases only; they are not earned on cash advances (including Visa cheques and balance transfers) interest charges or fees and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.
^ For terms, conditions and restrictions that apply to the RBC Rewards program, visit http://www.rbcrewards.com or call 1-800 ROYAL® 1-2 (1-800-769-2512).
† Some conditions apply. See branch for details. Newcomer to Canada must have arrived in Canada within the last year and show proof of landed immigrant status. This offer may be withdrawn at any time and is subject to change without notice.
+ This offer is not available in combination with other in-market offers
1 Some ATM operators apply a surcharge (also known as a convenience fee) for use of their banking machine. This fee will not be waived as part of this package.
2 Must be used during the monthly cycle in which it was provided.
3 Rebate for co-applicant will occur only if the co-applicant incurred an annual fee of $35 or greater. Rebate will not apply if an annual fee was not paid.
4 Eligible cards include: Visa Infinite* Avion®, Visa Platinum Avion, Visa Gold Preferred; Visa Platinum Preferred, U.S. Dollar Visa Gold; Visa Classic II; British Airways Visa Platinum; Cathay Pacific Visa Platinum and RBC Mike Weir Visa Card.
5 Totals are not cumulative, and if not used, they cannot be carried over into the next applicable month or year.
6 All of these offers are subject to credit approval or security deposit.
7 To be exempt from the $35 annual fee every year, you have to hold an RBC Signature No Limit account.
8 Where available.
9 This offer may be withdrawn at any time; interest rates are subject to change without notice.
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