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Canadian
GAAP Canadian
GAAP Management’s
responsibility for financial reporting | ||||
| Consolidated balance sheet | ||||
| As at October 31 ($ millions) | 2002 | 2001 | ||
| Assets | ||||
| Cash resources | ||||
| Cash and due from banks | $ | 2,534 | $ | 1,792 |
| Interest-bearing deposits with banks | 18,789 | 15,743 | ||
| 21,323 | 17,535 | |||
| Securities | ||||
| Trading account (pledged - $6,558 and $4,222) | 68,328 | 58,192 | ||
| Investment account | 25,078 | 21,877 | ||
| Loan substitute | 394 | 438 | ||
| 93,800 | 80,507 | |||
| Assets purchased under reverse repurchase agreements | 35,831 | 35,870 | ||
| Loans | ||||
| Residential mortgage | 72,840 | 67,442 | ||
| Personal | 31,956 | 32,511 | ||
| Credit card | 4,914 | 4,283 | ||
| Business and government | 61,751 | 67,152 | ||
| 171,461 | 171,388 | |||
| Allowance for loan losses | (2,203) | (2,278) | ||
| 169,258 | 169,110 | |||
| Other | ||||
| Customers’ liability under acceptances | 8,051 | 9,923 | ||
| Derivative-related amounts | 30,258 | 27,240 | ||
| Premises and equipment | 1,653 | 1,602 | ||
| Goodwill | 5,004 | 4,919 | ||
| Other intangibles | 665 | 619 | ||
| Other assets | 11,113 | 11,935 | ||
| 56,744 | 56,238 | |||
| $ | 376,956 | $ | 359,260 | |
| Liabilities and shareholders’ equity | ||||
| Deposits | ||||
| Personal | $ | 101,892 | $ | 101,381 |
| Business and government | 119,591 | 107,141 | ||
| Bank | 22,003 | 24,925 | ||
| 243,486 | 233,447 | |||
| Other | ||||
| Acceptances | 8,051 | 9,923 | ||
| Obligations related to securities sold short | 19,110 | 16,443 | ||
| Obligations related to assets sold under repurchase agreements | 21,109 | 20,864 | ||
| Derivative-related amounts | 32,137 | 28,646 | ||
| Other liabilities | 26,197 | 23,780 | ||
| 106,604 | 99,656 | |||
| Subordinated debentures | 6,614 | 6,513 | ||
| Non-controlling interest in subsidiaries | 1,469 | 1,479 | ||
| Shareholders’ equity | ||||
| Capital stock | ||||
| Preferred | 1,545 | 2,024 | ||
| Common (shares issued and outstanding – 665,257,068 and 674,020,927) | 7,057 | 6,973 | ||
| Retained earnings | 10,181 | 9,168 | ||
| 18,783 | 18,165 | |||
| $ | 376,956 | $ | 359,260 | |
Consolidated balance sheet
Gordon M. Nixon | Robert B. Peterson Director |
